ASSISTANT RETAIL CREDIT RISK MANAGER

Guangzhou, Guangdong
Permanent
Full-time

1 month ago

Some careers have more impact than others.If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.We are currently seeking an experienced professional to join our team in the role of ASSISTANT RETAIL CREDIT RISK MANAGER.Principal responsibilities

Support Head of Wealth Risk, RBW HK and Senior Credit & Risk Manager in monitoring the daily margin call to make sure that the execution of forced liquidation aligned with policy.Proactively manage the credit policy framework and ensure it’s updated in line with economic and portfolio trends, regulations and global/regional policies and guidelines.
Administer the dissemination of credit policies. Recommend and implement new policies or policy changes. Coordinate with Product team, UWS, CS and operations to implement policy if necessary.
Ensure regional compliance with all internal and regulatory controls in the dynamic local regulatory environment
Develop and manage MIS to reflect margin call, new acquisition trend, portfolio trend with sufficient oversight on margin call and portfolio profile.
Analyse and identify potential areas of improvement in operation, concentration risk, liquidity risk, credit procedures, etc.
Escalate Wealth Lending emerging risk issues timely and ensure appropriate mitigating actions are devised and implemented swiftly engaging all key stakeholders.

Requirements

Degree holder with 3+ years of relevant professional experience in retail credit management, accounting, Retail Banking & Wealth Management, etc
Well-developed analytical skills, with proficiency in data analysis using statistical or database packages (e.g. SAS, SQL or Excel)
Effective communication and presentation skills
Highly motivated mindset, with the ability to work collaboratively with various Customer Groups and external parties (including regulators) to deliver assignments on time
Proficiency in both English and Chinese

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.Due to the urgent hiring need, candidates with immediate right to work locally and no relocation need will be prioritised.You’ll achieve more when you join HSBC.HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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